Low bills around the holidays? It isn’t Christmas magic — it’s savings. Prepare for holiday spending year-round with this convenient account.

Rates Calculator

Key Features

  • Competitive Interest
  • Digital Banking
  • No Minimum Balance Requirements
  • Set aside little by little, year-round for holiday-related expenses
  • Competitive interest on entire balance1
  • No monthly service fee
  • No minimum balance requirements
  • Automated savings plan — deposits are transferred from existing Century Bank and Trust accounts
  • Partial withdrawals and ATM transactions are not permitted
  • Avoid holiday-induced debt and stress
  • Funds automatically released via check on the first Friday in November of each calendar year
  • Early withdrawal will result in a penalty
  • Free digital banking services, including:
    • Free online banking
    • Free eStatements
  • No minimum deposit to open

1We use the daily balance method to calculate the interest on your account. We may change the interest rate on your account at any time. Fees may reduce earnings.

A $10 service charge will be charged if the account is closed within 6 months of the opening date.