APY = Annual Percentage Yield. Rates effective as of March 15, 2020. We use the average daily balance method to calculate the interest on your account. We may change the interest rate on your account at anytime. Fees may reduce earnings.


Kasasa Cash®* Learn More

Account Balance Minimum Opening Deposit Interest Rate APY
$0 to $24,999.99 $50 1.98% 2.00%
$25,000+ $50 0.249% 2.00% to 0.60%
All balances if qualifications not met $50 0.05% 0.05%

Qualifications to Earn Rewards

All that stands between you and your rewards are things you probably do anyway. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And even if you don't meet your qualifications during the month, your Kasasa Cash account is still free — and you'll still earn our base rate of interest.

Kasasa Saver®* Learn More

Account Balance Minimum Opening Deposit Interest Rate APY
$0 to $24,999.99 $50 0.75% 0.75%
$25,000+ $50 0.249% 0.75% to 0.35%
All balances if qualifications not met $50 0.05% 0.05%

Qualifications to Earn the Higher Rate

Qualifying for your Kasasa Cash or Kasasa Cash Back® account automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases 
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That's it! And even if you don't meet your qualifications during the month, your Kasasa® accounts are still free — and you'll still earn our base rate of interest on Kasasa Saver.

Savings Accounts

Account Balance Interest Rate APY
Regular Savings $0 - $200 0.05% 0.05%
Regular Savings $200+ 0.25% 0.25%
Christmas Savings All Balances 0.25% 0.25%

Money Market Account Learn More

Account Balance Interest Rate APY
$0 - $24,999.99 0.15% 0.15%
$25,000 - $49,999.99 0.20% 0.20%
$50,000 - $99,999.99 0.25% 0.25%
$100,000+ 0.30% 0.30%

Certificates of Deposit Learn More

Term Interest Rate APY Compound Method
90 Day 0.20% 0.20% Simple
180 Day 0.50% 0.50% Simple
12 Month 0.65% 0.65% Quarterly
18 Month 0.70% 0.70% Quarterly
24 Month 0.75% 0.75% Quarterly
30 Month 0.80% 0.80% Quarterly
36 Month 0.95% 0.95% Quarterly
48 Month 1.00% 1.00% Quarterly
60 Month 1.10% 1.10% Quarterly

The Annual Percentage Yield (APY) assumes the interest remains on deposit until maturity. A withdrawal of interest will reduce earning. Minimum deposit to open account is $500.

Business NOW Checking Learn More

Account Balance Interest Rate APY
$0 - $2,499.99 0.00% 0.00%
$2,500 - $24,999.99 0.05% 0.05%
$25,000 - $49,999.99 0.10% 0.10%
$50,000 - $99,999.99 0.15% 0.15%
$100,000 - $249,999.99 0.20% 0.20%
$250,000 - $499,999.99 0.25% 0.25%
$500,000 - $999,999.99 0.30% 0.30%
$1,000,000+ 0.35% 0.35%

Business Money Market Account Learn More

Account Balance Interest Rate *APY
$0 - $2,499.99 0.00% 0.00%
$2,500 - $24,999.99 0.15% 0.15%
$25,000 - $49,999.99 0.20% 0.20%
$50,000 - $99,999.99 0.25% 0.25%
$100,000 - $249,999.99 0.30% 0.30%
$250,000 - $499,999.99 0.35% 0.35%
$500,000 - $999,999.99 0.40% 0.40%
$1,000,000+ 0.50% 0.50%

Business Certificates of Deposit Learn More

Term Interest Rate APY Compound Method
90 Day 0.20% 0.20% Simple
180 Day 0.50% 0.50% Simple
12 Month 0.75% 0.75% Quarterly
18 Month 0.80% 0.80% Quarterly
24 Month 0.95% 0.95% Quarterly
30 Month 1.00% 1.00% Quarterly
36 Month 1.15% 1.15% Quarterly
48 Month 1.25% 1.26% Quarterly
60 Month 1.30% 1.30% Quarterly

The Annual Percentage Yield (APY) assumes the interest remains on deposit until maturity. A withdrawal of interest will reduce earning. Minimum deposit to open account is $500.