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Certificate of Deposit Accounts

The Certificates of Deposit (CD) offered by Century Bank and Trust provide a secure place for you to invest your money. Early withdrawals may result in substantial penalties.

You may select a term ranging from 90 days to five years. Interest may be added back to the Certificate1, received by check, or deposited into another account at Century Bank.

For additional information, contact a Customer Service Representative.

Current Rates as of 3/17/2020

CD Term Interest Rate *APY Compound Method
90 Day 0.20% 0.20% Simple
180 Day 0.50% 0.50% Simple
12 Month 0.75% 0.75% Quarterly
18 Month 0.80% 0.80% Quarterly
24 Month 0.95% 0.95% Quarterly
30 Month 1.00% 1.00% Quarterly
36 Month 1.15% 1.15% Quarterly
48 Month 1.25% 1.26% Quarterly
60 Month 1.30% 1.30% Quarterly

The *Annual Percentage Yield (APY) assumes the interest remains on deposit until maturity. A withdrawal of interest will reduce earning.

Minimum deposit to open account is $500.


1The term of the Certificate of Deposit determines how often the interest may be added back.