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Money Market Account1

This account is ideal for those who need maximum liquidity and want higher rates of interest than those paid on NOW and savings accounts. The minimum deposit to open an account is $2,500. There is a monthly maintenance charge of $7.50 if the daily balance falls below $2,500. Transfers from this account to another account in the bank or cash withdrawals in person are unlimited. Federal banking regulation limits transfers to another account or to third parties by preauthorized, automatic, telephone, computer, or check to six transactions per statement cycle. There will be a $5 Excess MMD transaction charge for each debit exceeding this limit.

Want to know how much your initial deposit will be worth in 5 years? How much will you have to save each month to reach your savings goal? Use our online savings calculator to assist you with these and other financial questions.

Current Rates as of 3/17/2020

Account Balance Interest Rate *APY
$.01 to $2,499.99 0.00% 0.00%
$2,500 to $24,999.99 0.15% 0.15%
$25,000 to $49,999.99 0.20% 0.20%
$50,000 to $99,999.99 0.25% 0.25%
$100,000 to $249,999.99 0.30% 0.30%
$250,000 to $499,999.99 0.35% 0.35%
$500,000 to $999,999.99 0.40% 0.40%
$1 million and over 0.50% 0.50%

1Each tier described above reflects the average daily balance required to obtain the applicable *Annual Percentage Yield (APY). We use the average daily balance method to calculate the interest on your account. We may change the interest rate on your account at anytime. Fees may reduce earnings.