Mortgage Loans

For most people, a home will be the most significant purchase of their lifetime. At Century Bank & Trust, we understand that and will take the time to listen to you, so we can tailor the right solution to meet your needs. We offer a comprehensive family of mortgage loan options.

• Fixed Rate Mortgages
  The most popular type of mortgage, offering the peace of mind that comes with a fixed rate and payment.
• Adjustable Rate Mortgages
  These mortgages generally have a lower initial rate and can be a good idea if you plan to own the home for only a short time.
• Construction Loans
  We offer construction loans for owner occupied and investment properties.
• Bridge Loans
  A temporary loan to finance the purchase your new home until your old home is sold.
• Lot Loans
  Finance your lot until you are ready to build.

We can finance site-built or manufactured homes and Georgia Power lease lots.

To contact a Century Bank lending professional, click here.

Mortgage Calculator, click here.