Security Features

Keeping your information secure is Century Bank & Trust's top priority. We offer several features in online banking that help keep your information secure while you are using our product.

General security information

Alternate ID

Alternate ID gives an online banking user the option of choosing an alphanumeric user ID instead of using the default user ID. In online banking, go to User Options - Change User ID.

Enhanced Login

Enhanced Login Security strengthens security at login by identifying the user's computer and browser, in addition to the user ID and password. Enhanced Login Security protects against online fraud by providing you with an additional authentication "factor" beyond the user ID and password, resulting in superior security with minimal change in your login experience. The solution was designed to preserve the convenience and usability of your Online Banking accounts.

Features of Enhanced Login Security:

• A browser-based secure cookie with an individualized credential (ID) is stored on the user's computer and browser as an additional factor beyond the use of the user ID and password.
• End users enroll each computer on which they plan to conduct Online Banking activities by accessing User Options and clicking on the Enhanced Login Security link.
• This additional security prevents unauthorized access using stolen credentials on a non-enrolled computer.
• Users can have temporary access on a computer they do not wish to enroll, by entering the temporary passcode received at their email address on file for Online Banking.
• Users can un-enroll a computer they no longer wish to use for Online Banking by accessing User Options and clicking on the Enhanced Login Security link to un-enroll the computer.

Benefits of Enhanced Login Security:

• Provides peace of mind regarding Online Banking authentication
• Easy for users-once enrolled, there is little difference in the login process
• Usable anywhere at any time
• Users can enroll any number of computers/browsers
• Protects against phishing, pharming, dictionary attacks and keystroke logging viruses
• Robust protection against unauthorized access, even with stolen password credentials